Whether it is a single work ute or a growing van fleet, the way you finance business vehicles affects your cash flow and how GST and depreciation are treated. We help ABN holders structure vehicle finance, usually through a chattel mortgage, so repayments fit how the business earns.
Who it suits
ABN holders, sole traders, tradies and companies buying vehicles used mainly for business.
Common purposes
- Utes and dual cabs for trades and site work
- Vans for delivery and service businesses
- Cars for business owners and staff
What we work through with you
- Business-use percentage and GST registration
- Vehicle age, value and lender policy
- Term, deposit and any balloon or residual
Documents to have ready
- ABN and photo identification
- Dealer or private-sale quote
- Business trading evidence or financials
- Details of existing loans
How we work
We start with a conversation about what you are trying to achieve and your timing. We then gather the information lenders will ask for and assess suitable options from our approved lender panel and relevant specialist channels. Before anything is lodged, you will know the costs, the trade-offs and why we are recommending an option. After that, we manage the application through to settlement.
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