Borrowing through a self-managed super fund has strict rules and fewer lenders than an ordinary home loan. Once your trustees have independent legal, tax and financial advice, we help arrange a limited recourse borrowing arrangement that fits the fund's structure and the lender's requirements.
Who it suits
SMSF trustees who have already received appropriate independent legal, tax and financial advice.
Common purposes
- Residential investment property that meets SMSF rules
- Commercial property, including your own business premises
- Refinancing an existing compliant SMSF loan
What we work through with you
- Fund structure and the borrowing arrangement
- Property type and lender security requirements
- Fund liquidity, contributions and lender servicing policy
Documents to have ready
- SMSF trust deed
- Bare trust documents, where applicable
- Fund financial statements and tax returns
- Contract of sale and evidence of independent advice
How we work
We start with a conversation about what you are trying to achieve and your timing. We then gather the information lenders will ask for and assess suitable options from our approved lender panel and relevant specialist channels. Before anything is lodged, you will know the costs, the trade-offs and why we are recommending an option. After that, we manage the application through to settlement.