Sometimes a deal will not wait for a bank, or does not fit standard lending policy. Private lenders can move quickly, but they cost more and they rely on a clear exit plan. We assess each enquiry individually and lay out the costs, the risks and your exit before you commit.
Who it suits
Business owners and investors with a time-sensitive or non-standard funding need and a clear plan to repay.
Common purposes
- Business working capital
- Settling a property purchase before longer-term finance is in place
- Short-term bridging finance
What we work through with you
- Security position and valuation
- Loan purpose, term and a realistic exit strategy
- Interest, establishment costs and what happens if repayment is late
Documents to have ready
- A clear loan purpose and exit strategy
- Details of the security property
- Statement of assets and liabilities
- Business and transaction documents
How we work
We start with a conversation about what you are trying to achieve and your timing. We then gather the information lenders will ask for and assess suitable options from our approved lender panel and relevant specialist channels. Before anything is lodged, you will know the costs, the trade-offs and why we are recommending an option. After that, we manage the application through to settlement.