Commercial lenders assess the property, the lease, the tenant and the strength of the business behind the loan, as well as your income. We help you present the full picture clearly, so lenders assess your deal on its merits. That applies whether you are buying premises for your own business or adding a commercial investment.
Who it suits
Business owners buying their own premises, and investors purchasing or refinancing commercial property anywhere in Australia.
Common purposes
- Buying premises for your own business
- Buying a commercial investment property
- Refinancing or restructuring existing commercial debt
What we work through with you
- Property type, location, lease terms and tenant quality
- Business and guarantor financial strength
- Deposit, loan term and lender servicing requirements
Documents to have ready
- Business financial statements and tax returns
- Lease and tenancy details
- Contract of sale
- Statement of assets and liabilities
How we work
We start with a conversation about what you are trying to achieve and your timing. We then gather the information lenders will ask for and assess suitable options from our approved lender panel and relevant specialist channels. Before anything is lodged, you will know the costs, the trade-offs and why we are recommending an option. After that, we manage the application through to settlement.